the cheese, chili powder and garlic powder. Blend well. Pour into ungreased 9x9x2-inch pan. Sprinkle with remaining cheese. Bake, uncovered, in 350 degree oven about 30 minutes or until hot and firm. Heat salsa, stirring occasioinally; serve with beans. Try this dish for breakfast or brunch. Serve with warmed tortillas and fresh orange slices. For brunch or supper, add some chopped green chilies (canned) sliced black olives and maybe some marinated canned red peppers before baking. Serve with avocado slices sprinkled with lime or lemon juice and some jicama slices dipped lightly in paprika. Recipe from my family files, Jo Merrill