* Great for chocolate lovers who are cutting down on their fat. Use for a dip or drizzle over fruit or fat-free frozen yogurt

1. In a 1-quart glass bowl, combine sweetened condensed milk, chocolate, and milk. Heat in a microwave oven on high about 2-1/2 minutes, stirring twice during cooking time, until mixture is smooth, blended and thickened. Whisk in vanilla.

2. Refrigerate any leftovers and reheat in microwave oven as needed.