1. Heat oven to 350 degrees. Grease bottom only of 9X5 loaf pan.

2. Lightly spoon flour into measuring cup, level off.

3. In a medium bowl combine flour, cheese, sugar, baking powder, soda, salt and pepper.

4. In a small bowl combine buttermilk, margarine and eggs; blend well and add to dry mixture.

5. Stir ingredients until just moistened, and pour into greased pan.

6. Bake for 35-45 minutes or until a toothpick comes out clean.

7. Cool completely on a wire rack, wrap and store in the refrigerator.